Curious about how good your bank’s or broker’s rate is?

Answer a couple of questions and find out.

Finofo’s Benefits

Fixed FX spread

Enjoy a consistent spread on all global transactions - no matter the volume, it never changes!

Transparent fees

One subscription for your entire finance stack. Zero hidden fees.

Take control of your conversions

Convert at your convenience, 24/7, 365 days a year!

More tools to power your financial operations

Accounts payable

Fixed FX spreads you can count on

Finofo offers consistent, low FX spreads with no hidden markups — no surprises based on volume or timing.

Currancy conversions

Convert currencies anytime, instantly

Make conversions 24/7 based on live rates — no banking hours, no delays, and no forced cut-off times.

Currency conversions

Fixed FX spreads — no surprises, no volume games

Get one of the lowest FX spreads on the market with no fluctuations or surprises.

Finofo FAQs - everything you need to know

Accounts Payable
Ecommerce Webflow Template - Poppins
Does Finofo sync with my ERP?
We offer no-code, two-way integrations with Microsoft Dynamics 365, Xero, NetSuite, QuickBooks Online, and Sage Intacct. Pull in bills, beneficiaries, and attachments instantly, and push payment data back to your ERP for seamless reconciliation. If your ERP isn’t listed, let us know and we might be able to build a custom integration or find a workaround.
What level of automation does Finofo offer?
Every step of your AP workflow can be automated. Pull bills and beneficiary details directly from your ERP or upload them in bulk. Set up approval policies once, and let transactions move through the system automatically. When it’s time to pay, process hundreds of bills in a single batch—no manual work required.
I have a payment file. Can I pay them instantly?
Of course. If you’ve extracted a payment file from your ERP, just upload it to Finofo and send payments instantly in a few clicks. No delays, no extra steps—just quick, instant payments.
What are approval policies and how will it help me stay compliant and secure?
Approval policies give you full control over your finance operations. Transactions won’t go through without the right sign-offs, ensuring compliance and security. Plus, every transaction is logged with full visibility, making audits simple and keeping your finance team in control.
Approvals and Bulk Payments
Ecommerce Webflow Template - Poppins
Who can set up approval policies?
Admins and owners on Finofo can set up approval policies for payments, currency conversions, deposits and transfers. Define rules, assign approver groups, and let the system handle the rest. Once set, approvals follow an automated workflow with no manual follow-ups required.
Are approvals automated? Will approvers get requests automatically?
Absolutely. The moment a transaction needs approval, the assigned approvers get notified instantly. They can review, approve, or decline requests with full visibility into timestamps, notes, and approval history. No delays, no guesswork—just a smooth, automated process.
How many approval levels, or approvers groups can I create? Are the approver groups customisable?
As many as you need. Whether it’s a simple one-step approval or a multi-level workflow, Finofo adapts to your policies. Need CFO approval for high-value transactions? Want department heads to sign off first? Set it once, and let Finofo enforce it every time.
How will approvals work with bulk payments?
Exactly like single transactions—but better. When you submit a batch for payment, Finofo automatically applies your approval policies to the entire batch. The full batch goes through the approval process, ensuring the right stakeholders review and sign off before execution.
Currency Conversions & Treasury Management
Ecommerce Webflow Template - Poppins
Does the conversion really work 24x7 all year round?
Yes. You can convert funds between your accounts anytime—24/7, all year round. With support for 25+ currencies, you have complete flexibility to move funds whenever it suits your business.
Are there really NO fees for currency conversions from Finofo?
That’s right. There are no fees when converting funds between your currency accounts on Finofo. Move money freely without hidden charges or unexpected costs.
How can I manage multiple entities under the same corporate umbrella?
Finofo makes it easy to onboard all your entities under one unified platform. Manage global finance operations across multiple businesses with a single login—no need to juggle multiple accounts or platforms.
We have businesses across North America and send intercompany transfers often. How can we manage our treasury with Finofo?
With Finofo, you can manage all your entities in one place and move funds across them in real time. Transfer money in any currency, anytime, without wire fees or transfer fees. Every intercompany transfer happens instantly, saving you time and money while keeping cash flow optimized.
Global Receivables & Local Accounts
Ecommerce Webflow Template - Poppins
Where can I set up local accounts for customer payments?
Finofo provides local accounts in a wide range of countries and currencies, ready to use as soon as you sign up. There’s no need to set up a local entity - just share your local account details with your customers and receive payments as if you were based in their country.
How can we receive funds from international customers?
Open a local account in the currency you want to receive payments in. Share the account details with your customers, and they can send funds directly - no forced conversions, no unnecessary delays. Hold the funds in your account as long as you need before making payments or transfers.
Are there no incoming fees?
That’s right—Finofo does not charge incoming fees for receiving payments in supported currencies.
How do I transfer and withdraw funds from Finofo?
Transferring or withdrawing funds is simple. Set up the external accounts you want to send funds to, move money when needed, and even apply approval policies for added security.
Corporate Cards
Ecommerce Webflow Template - Poppins
What are corporate cards, and how can I use them?
Corporate cards are business payment cards designed for smarter, more flexible spending. With Finofo, you can issue unlimited virtual and physical cards instantly, assign them to teams or individuals, and control spending in real time. Use them for travel, subscriptions, supplier payments, and everyday business expenses—without FX fees.
How does funding for Finofo’s corporate cards work?
Finofo cards are funded directly from your multi-currency account. Load funds in any supported currency, set spending limits, and transact globally without worrying about conversions or hidden fees. Every transaction pulls directly from your balance, ensuring full control and transparency.
How does the cashback program work?
Every time you spend, you earn. Finofo offers unlimited cashback on all eligible transactions—across any currency. No complicated point systems, just direct savings that boost your bottom line with every payment.
Can I issue and cancel cards anytime, and how many can I have?
Yes. You can create, freeze, or cancel unlimited virtual or physical cards instantly—no paperwork, no waiting. Whether you need a one-off card for a vendor or recurring cards for team expenses, issue as many as your business needs, all managed from one platform.
Pricing
Ecommerce Webflow Template - Poppins
How does Finofo pricing work?
It’s simple, we offer just one pricing plan. No complicated tiers or gated features; your subscription includes complete access to the entire platform, straightforward and transparent.
Do our suppliers or vendors need to create an account with Finofo?
No, your suppliers or vendors aren't required to create an account with Finofo. You can seamlessly send payments directly to their existing bank accounts.
Are there hidden fees for using Finofo?
Absolutely not. We don't charge hidden fees, maintenance fees, or any other surprise costs. Our pricing model is clear, transparent, and easy to understand.
Does Finofo offer non-profit pricing, startup discounts, or special rates?
Yes, we’re always open to supporting good causes and promising startups. Tell us more about your organization and how you plan to use our platform, and we’ll explore special pricing or tailored solutions to best support your goals.
Accounts Payable
Approvals and Bulk Payments
Currency Conversions & Treasury Management
Global Receivables & Local Accounts
Corporate Cards
Pricing
Does Finofo sync with my ERP?
Ecommerce Webflow Template - Poppins
We offer no-code, two-way integrations with Microsoft Dynamics 365, Xero, NetSuite, QuickBooks Online, and Sage Intacct. Pull in bills, beneficiaries, and attachments instantly, and push payment data back to your ERP for seamless reconciliation. If your ERP isn’t listed, let us know and we might be able to build a custom integration or find a workaround.
What level of automation does Finofo offer?
Ecommerce Webflow Template - Poppins
Every step of your AP workflow can be automated. Pull bills and beneficiary details directly from your ERP or upload them in bulk. Set up approval policies once, and let transactions move through the system automatically. When it’s time to pay, process hundreds of bills in a single batch—no manual work required.
I have a payment file. Can I pay them instantly?
Ecommerce Webflow Template - Poppins
Of course. If you’ve extracted a payment file from your ERP, just upload it to Finofo and send payments instantly in a few clicks. No delays, no extra steps—just quick, instant payments.
What are approval policies and how will it help me stay compliant and secure?
Ecommerce Webflow Template - Poppins
Approval policies give you full control over your finance operations. Transactions won’t go through without the right sign-offs, ensuring compliance and security. Plus, every transaction is logged with full visibility, making audits simple and keeping your finance team in control.
Who can set up approval policies?
Ecommerce Webflow Template - Poppins
Admins and owners on Finofo can set up approval policies for payments, currency conversions, deposits and transfers. Define rules, assign approver groups, and let the system handle the rest. Once set, approvals follow an automated workflow with no manual follow-ups required.
Are approvals automated? Will approvers get requests automatically?
Ecommerce Webflow Template - Poppins
Absolutely. The moment a transaction needs approval, the assigned approvers get notified instantly. They can review, approve, or decline requests with full visibility into timestamps, notes, and approval history. No delays, no guesswork—just a smooth, automated process.
How many approval levels, or approvers groups can I create? Are the approver groups customisable?
Ecommerce Webflow Template - Poppins
As many as you need. Whether it’s a simple one-step approval or a multi-level workflow, Finofo adapts to your policies. Need CFO approval for high-value transactions? Want department heads to sign off first? Set it once, and let Finofo enforce it every time.
How will approvals work with bulk payments?
Ecommerce Webflow Template - Poppins
Exactly like single transactions—but better. When you submit a batch for payment, Finofo automatically applies your approval policies to the entire batch. The full batch goes through the approval process, ensuring the right stakeholders review and sign off before execution.
Does the conversion really work 24x7 all year round?
Ecommerce Webflow Template - Poppins
Yes. You can convert funds between your accounts anytime—24/7, all year round. With support for 25+ currencies, you have complete flexibility to move funds whenever it suits your business.
Are there really NO fees for currency conversions from Finofo?
Ecommerce Webflow Template - Poppins
That’s right. There are no fees when converting funds between your currency accounts on Finofo. Move money freely without hidden charges or unexpected costs.
How can I manage multiple entities under the same corporate umbrella?
Ecommerce Webflow Template - Poppins
Finofo makes it easy to onboard all your entities under one unified platform. Manage global finance operations across multiple businesses with a single login—no need to juggle multiple accounts or platforms.
We have businesses across North America and send intercompany transfers often. How can we manage our treasury with Finofo?
Ecommerce Webflow Template - Poppins
With Finofo, you can manage all your entities in one place and move funds across them in real time. Transfer money in any currency, anytime, without wire fees or transfer fees. Every intercompany transfer happens instantly, saving you time and money while keeping cash flow optimized.
Where can I set up local accounts for customer payments?
Ecommerce Webflow Template - Poppins
Finofo provides local accounts in a wide range of countries and currencies, ready to use as soon as you sign up. There’s no need to set up a local entity - just share your local account details with your customers and receive payments as if you were based in their country.
How can we receive funds from international customers?
Ecommerce Webflow Template - Poppins
Open a local account in the currency you want to receive payments in. Share the account details with your customers, and they can send funds directly - no forced conversions, no unnecessary delays. Hold the funds in your account as long as you need before making payments or transfers.
Are there no incoming fees?
Ecommerce Webflow Template - Poppins
That’s right—Finofo does not charge incoming fees for receiving payments in supported currencies.
How do I transfer and withdraw funds from Finofo?
Ecommerce Webflow Template - Poppins
Transferring or withdrawing funds is simple. Set up the external accounts you want to send funds to, move money when needed, and even apply approval policies for added security.
What are corporate cards, and how can I use them?
Ecommerce Webflow Template - Poppins
Corporate cards are business payment cards designed for smarter, more flexible spending. With Finofo, you can issue unlimited virtual and physical cards instantly, assign them to teams or individuals, and control spending in real time. Use them for travel, subscriptions, supplier payments, and everyday business expenses—without FX fees
How does funding for Finofo’s corporate cards work?
Ecommerce Webflow Template - Poppins
Finofo cards are funded directly from your multi-currency account. Load funds in any supported currency, set spending limits, and transact globally without worrying about conversions or hidden fees. Every transaction pulls directly from your balance, ensuring full control and transparency.
How does the cashback program work?
Ecommerce Webflow Template - Poppins
Every time you spend, you earn. Finofo offers unlimited cashback on all eligible transactions—across any currency. No complicated point systems, just direct savings that boost your bottom line with every payment.
Can I issue and cancel cards anytime, and how many can I have?
Ecommerce Webflow Template - Poppins
Yes. You can create, freeze, or cancel unlimited virtual or physical cards instantly—no paperwork, no waiting. Whether you need a one-off card for a vendor or recurring cards for team expenses, issue as many as your business needs, all managed from one platform
How does Finofo's pricing work?
Ecommerce Webflow Template - Poppins
Finofo keeps pricing predictable. Pick the plan that fits your stage—Small Business Plan, Medium Business Plan, or Custom. Every plan unlocks the full platform: invoice ingestion, approvals, FX conversions, local and international payouts, and ERP syncs. The only variables are user seats. Pay monthly, cancel anytime, or prepay annually for a discount. Sign up before July 15 and get your first 3 months free. All plans include free unlimited local payments.
Do our suppliers or vendors need to create an account with Finofo?
Ecommerce Webflow Template - Poppins
No, your suppliers or vendors aren't required to create an account with Finofo. You can seamlessly send payments directly to their existing bank accounts.
Are there hidden fees for using Finofo?
Ecommerce Webflow Template - Poppins
Absolutely not. We don't charge hidden fees, maintenance fees, or any other surprise costs. Our pricing model is clear, transparent, and easy to understand.
Does Finofo offer non-profit pricing, startup discounts, or special rates?
Ecommerce Webflow Template - Poppins
Yes, we’re always open to supporting good causes and promising startups. Tell us more about your organization and how you plan to use our platform, and we’ll explore special pricing or tailored solutions to best support your goals.
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© 2025 — All rights reserved Finofo Inc. is registered with the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC), with registration number M23866106. We are also regulated by Revenu Québec, with license number 16648.
Corporate Cards at Finofo in Canada are issued by Peoples Trust Company pursuant to license by Visa Int. Trademark of Visa International Service Association and used under license by Peoples Trust Company.
Corporate Cards at Finofo in the US are issued by Community Federal Savings Bank, Member FDIC, pursuant to a license from VISA U.S.A. Inc.
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